Payday Super, ready today
Payday Super, ready in your pay run.
From 1 July 2026, Australian employers must pay super every pay run. myaccountant keeps super beside payroll, so each run shows what is reported, paid, and still needs attention.
| Employee & fund | Reported to ATO Via STP · YTD | Paid to fund Confirmed payments | Outstanding Not yet paid |
Due in
Days remaining | Overdue Past ATO due date | Next SGC est. Based on salary |
|---|---|---|---|---|---|---|
JS John Smith No fund recorded | $8,280 | $0 | $8,280 | , | $8,280 45 days overdue | $2,070 |
SJ Steve Jobs No fund recorded | $9,775 | $0 | $9,775 | , | $9,775 45 days overdue | $2,444 |
AS Alicia Singh AustralianSuper | $5,520 | $4,140 | $1,380 | 8 days | , | $1,380 |
MR Maria Rodriguez AustralianSuper | $10,925 | $8,193 | $2,731 | 8 days | , | $2,731 |
DK David Kim REST Super | $7,820 | $5,865 | $1,955 | 8 days | , | $1,955 |
PT Priya Thomas Hostplus | $3,680 | $2,760 | $920 | 8 days | , | $920 |
| Total · 6 employees | $46,000 | $20,958 | $25,041 | , | $18,055 | $11,500 |
What changes. What does not.
Today, most Australian employers pay super quarterly, four times a year, with a window after each quarter ends. From 1 July 2026, that changes. Employers must pay super at the same time they pay wages, every pay run, with the payment reaching the employee's super fund within a short window after payday.
The operational change is the hard part. Quarterly super could sit at the edge of payroll. Per-pay-run super has to sit inside it. Many businesses will need to review employee setup, payment timing, and clearing-house arrangements.
The obligation itself does not change. You pay the same super, to the same funds, for the same employees. The timing changes, and the timing changes the workflow.
How myaccountant keeps payroll and super together.
Every pay run calculates the matching super. When you finalise a period, each employee's super is attributed to the right fund and prepared for review and payment.
The Payroll Overview shows readiness at a glance. A stat card tracks who has valid fund details and who still needs setup. Click the card, see the list, fix the gaps.
For employers already on Xero, MYOB, or QuickBooks.
Xero, MYOB, and QuickBooks are all working on Payday Super. Each has made public commitments to being ready before the deadline. We have no reason to doubt them, and the point of this page is not to suggest they will not get there. They will.
The practical question is how much process your business needs to change. If super is a separate task after payroll, that task needs review before the rule changes. In myaccountant, payroll and super already sit together.
What you will see, the day you start.
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Your team, mapped to their funds.
Every employee's super fund validated at onboarding, APRA-regulated funds, SMSFs, or the default fallback for non-choosers. Readiness visible per employee.
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Super auto-calculated on every pay run.
Super appears on the pay summary alongside wages and tax. No separate step. No forgotten quarterly deadline.
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A super payment staged for every finalised pay run.
The moment a pay run is finalised, the matching super payment exists in the super module, ready to send to the national network.
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Paid vs. reported, reconciled per employee.
The Super Overview compares what was reported through STP with what reached each fund. Bounces and mismatches are shown per employee.
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An audit trail across every super payment, ever.
Every calculation, lodgement, payment and reconciliation is timestamped and kept. If an employee asks later, the record is there.
Questions readers ask about Payday Super.
If I switch to myaccountant now, will I be ready on 1 July 2026?
Yes, provided every employee has their super fund details captured. The Payroll Overview tells you exactly who is ready and who is not. Most businesses complete setup in an afternoon.
What happens if an employee's fund rejects a super payment?
The Super Overview shows the rejection per employee, in red. You see exactly which employee, which fund, and why, usually an out-of-date fund identifier. You fix the detail and the next payment goes through.
Do I still need a separate clearing house account?
No. Super payments route through the national super network from myaccountant, with the record kept beside payroll.
How does this work for SMSFs?
SMSFs are handled natively. Employees with a self-managed fund enter their ABN, ESA, and bank details during onboarding; the platform validates and routes contributions correctly.
What about my existing quarterly super arrangements?
If you switch to myaccountant before 1 July 2026, you can continue running quarterly super under the current rules until the deadline, while the platform stages per-pay-run super in the background. On 1 July, you switch over, nothing about your payroll workflow changes.
Is there a specific setup I need to do for Payday Super?
No separate project is needed. The main setup is making sure every employee's super fund is captured, which the Payroll Overview shows you.