The scattered dual-income
Two incomes. Four bank accounts. One foggy picture.
You both earn. You both save. Neither of you could say what the household actually makes after tax.
Your money isn't messy. It's just scattered.
Bank accounts. Super. Investments. Receipts. Tax. All of it, pulled into one place you actually want to open.
Start for free No payment details required. See your money clearly in fifteen minutes. See how it works →
Income
$8,340
↓ 4% vs last month
Expenses
$3,812
↓ 12% vs last month
Net cash flow
$4,528
This month
Budgets on track
13 / 14
1 over budget
Safe to spend
$2,134
Until 30 April · after bills & budgets
Spending
Top categories
Clothing
20%
$359
Groceries
20%
$351
Home Goods
19%
$344
Gas
9%
$169
Restaurants
8%
$136
Other
24%
$453
Budget tracking — this month
All budgets →C
Clothing
$359
On track
G
Groceries
$351
On track
H
Home Goods
$344
Over budget
E
Electricity
$122
On track
Recurring expenses · 12 active
$3,487 / month
I
Integral Group
Monthly
Next: 12 Apr
$1,577
W
Westpac Mortgage
Monthly
Next: 09 Apr
$1,000
B
Bupa Health
Monthly
Next: 17 Apr
$359
N
Netflix
Monthly
Next: 23 Apr
$21
Top merchants — April
Where your money went
ALDI
$178
Allianz
$169
Uniqlo
$160
Sumo Power
$122
Amazon
$122
If any of these sounds like a Sunday you know, keep reading.
Four households. One quiet realisation.
The investment property
The rental property you forget about until July.
The manager sends a statement in June. You open the folder with a quiet dread.
The side hustle
A PAYG job and a thing on the side.
You've got a salary. You've also got a second income. Your tax return writes itself from one place instead of two.
The solo freelancer
One person, one ABN, ten jobs going at once.
No HR. No payroll. No finance team. Just you, your invoices, and the quiet dread of the next BAS.
Three things, reliably. Everything else is detail.
Different households. Same three things they wanted.
Calm.
Your money, without the low-grade hum of anxiety.
A suspicion that you are missing a deduction, forgetting a super payment, or not quite on top of it — quietly doing the work before it becomes a problem.
Clarity.
One picture. Your whole position.
The answer to "where do I actually stand?" in a single sentence. Assets, liabilities, income, expenses, super, investments — in English.
Control.
The canonical record of your financial life, held by you.
Your bank knows your spending. Your super fund knows your retirement account. Only myaccountant knows the whole picture — and you hold it.
Three kinds of work. One platform.
You know what you need from a financial platform. Here is where myaccountant does it.
Managing the day-to-day
Your bank accounts via Open Banking. Your budgets. Your household view. The books keep themselves.
Meeting the ATO side
Your tax position, estimated live. Deductions suggested before you lodge. Your ATO account visible in one panel.
Letting the Workflows do it
Receipts, sorted before you file. Property statements, posted by property. A new Workflow ships on the first of every month.
A quiet note on the ATO.
The best relationship with the ATO is a boring one. myaccountant keeps your records in a shape that lets the boring relationship stay boring — every receipt attached, every decision logged, every lodgement traceable. Most AI in accounting is a black box. Ours is a glass one.
Questions you might be asking.
Frequently asked questions
Is it really free to start?
Yes. No payment details required. You stay on free until you choose otherwise.
What happens to my data?
Encrypted in transit and at rest. Never sold. Never used to train anyone's model. Deletable on request.
Do I need to be good with spreadsheets?
No. If you can forward an email, you can use myaccountant.
What if I already have an accountant?
Keep them. myaccountant hands your accountant clean books. They spend their time on advice, not data entry.
Does it work for our whole household, or just me?
Both. Invite your partner. See the full picture or just your side — your choice.
How long does it take to set up?
Fifteen minutes for the essentials. Twenty-four hours before your bank feeds show the full picture.
Is it available on my phone?
Browser-first, mobile-optimised. Native app in development.