The scattered dual-income
Two incomes. Four bank accounts. One foggy picture.
You both earn. You both save. The household number still feels harder to answer than it should.
Your money isn't messy. It's just scattered.
Bank accounts, super, investments, receipts, property records, and tax, brought into a view you can follow.
Start with your money Get early access to a clearer view of your financial life. See how it works →
Income
$8,340
↓ 4% vs last month
Expenses
$3,812
↓ 12% vs last month
Net cash flow
$4,528
This month
Budgets on track
13 / 14
1 over budget
Safe to spend
$2,134
Until 30 April · after bills & budgets
Spending
Top categories
Clothing
20%
$359
Groceries
20%
$351
Home Goods
19%
$344
Gas
9%
$169
Restaurants
8%
$136
Other
24%
$453
Budget tracking, this month
All budgets →C
Clothing
$359
On track
G
Groceries
$351
On track
H
Home Goods
$344
Over budget
E
Electricity
$122
On track
Recurring expenses · 12 active
$3,487 / month
I
Integral Group
Monthly
Next: 12 Apr
$1,577
W
Westpac Mortgage
Monthly
Next: 09 Apr
$1,000
B
Bupa Health
Monthly
Next: 17 Apr
$359
N
Netflix
Monthly
Next: 23 Apr
$21
Top merchants, April
Where your money went
ALDI
$178
Allianz
$169
Uniqlo
$160
Sumo Power
$122
Amazon
$122
If any of these sounds like a Sunday you know, keep reading.
Four households. One quiet realisation.
The investment property
The rental property you forget about until July.
The manager sends a statement in June. You open the folder and start piecing the year together.
The side hustle
A PAYG job and a thing on the side.
You've got a salary. You've also got a second income. Your tax return is easier when both are visible together.
The solo freelancer
One person, one ABN, ten jobs going at once.
No HR. No payroll. No finance team. Just you, your invoices, and the next BAS.
Three things, reliably. Everything else is detail.
Different households. Same three things they wanted.
Calm.
Your money, without the low-grade hum of anxiety.
A clearer record of deductions, super, and upcoming obligations before they become urgent.
Clarity.
One picture. Your whole position.
Assets, liabilities, income, expenses, super and investments, shown in plain English.
Control.
The wider record of your financial life, held by you.
Your bank knows your spending. Your super fund knows your balance. Myaccountant keeps the wider record under your login.
Three kinds of work.
You know what you need handled. Here is where myaccountant does it.
Managing the day-to-day
Bank accounts through Open Banking. Budgets. Household view. The daily record kept current enough to make sense.
Meeting the ATO side
Your tax position in view earlier. Deductions suggested before you lodge. Your ATO account visible in one panel.
Letting the Workflows do it
Receipts prepared before you file. Property statements separated by property. More document flows added over time.
A note on the ATO.
The best relationship with the ATO is a clear one. myaccountant keeps receipts, review steps, and lodgements connected, so a number can be checked without rebuilding the year.
Questions you might be asking.
Frequently asked questions
Is it really free to start?
Yes. You can start with early access and choose a paid module only when you need one.
What happens to my data?
Encrypted in transit and at rest. Never sold. Never used to train anyone's model. Deletable on request.
Do I need to be good with spreadsheets?
No. If you can forward an email, you can use myaccountant.
What if I already have an accountant?
Keep them. myaccountant hands your accountant clean books. They spend their time on advice, not data entry.
Does it work for our whole household, or just me?
Both. Invite your partner. See the full picture or just your side, your choice.
How long does it take to set up?
Fifteen minutes for the essentials. Twenty-four hours before your bank feeds show the full picture.
Is it available on my phone?
Browser-first, mobile-optimised. Native app in development.